Thinking about buying a home this spring but worried about the down payment? You’re not alone—and the good news is there are MORE options in 2026 than most people realize.

In this video, Matt Helton breaks down the latest down payment assistance (DPA) programs available this spring, who qualifies, and how you can take advantage of them to get into a home sooner (and with less money out of pocket).

We’ll cover:

What down payment assistance actually is (no confusing jargon!)

Grants vs. loans (and which one is better 👀)

Who qualifies in 2026

First-time buyer programs you might not know about

Common mistakes to avoid when using DPA

💡 Think of DPA like a “boost” to help you get over the biggest hurdle—your down payment.

🏡 Company Information

Company Name: One Trust Home Loans
Website: https://onetrusthomeloans.com/

🎙️ About the Host

Host: Matt Helton
With years of experience in the mortgage industry, Matt and his team are dedicated to educating clients and making the home loan process simple, clear, and stress-free.

📍 Contact Information

Address: 320 Seven Springs Way, Ste 250, Brentwood, TN 37027
Phone: (888) 488-3807
Email: (Insert your preferred email here)

🔗 Follow & Connect

YouTube: https://www.youtube.com/@servingseniorspodcast

Facebook: https://www.facebook.com/MattsMortgageNews

LinkedIn: https://www.linkedin.com/in/matt-helton-7b3bab6/

📢 Licensing Information

Loans Provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC NMLS #46375 (https://www.nmlsconsumeraccess.org
); 3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807.

Matt Helton NMLS#178551
OneTrust Home Loans NMLS #46375

All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice.

By refinancing your existing loan, your total finance charges may be higher over the life of the loan.

⚠️ Disclaimer

The information is intended for informational purposes only and is not an offer of credit. Please consult your mortgage advisor for guidance specific to your situation.

🔥 Hashtags

#HomeOwnership #FirstTimeHomeBuyer #DownPaymentAssistance #MortgageTips #HomeLoanHelp #BuyingAHome #RealEstateEducation #FinancialFreedom #MortgageAdvisor #HomeFinancing #servingseniorspodcast #matthelton #onetrusthomeloans