Episode 88: $50K Home Mod vs $14K/Month Assisted Living? Smart Senior Housing Options Explained
In Episode 88 of the Serving Seniors Podcast, host Matt Helton sits down with Erica Sell, ATP, CAPS, CSA, Founder & CEO of Harmony Home Medical Supply, to break down one of the biggest questions seniors and their families are asking today:
👉 Is it smarter to modify your home for $50,000… or move into assisted living at $14,000 per month?
This eye-opening conversation explores the true cost of senior housing, aging in place, and how the right equipment and home modifications can protect both independence and your financial future.
Erica founded Harmony Home Medical in 2008 after seeing families struggle with limited options and insurance-driven decisions. She believed seniors deserved choice, education, and hands-on access to equipment that improves quality of life. Today, Harmony Home Medical is San Diego’s most diverse and complete medical equipment showroom—offering everything from wheelchairs and power mobility devices to lift chairs, scooters, bathroom safety products, home accessibility remodels, and more.
With a registered physical therapist and assistive technology specialists on staff, Erica and her team are passionate about helping seniors stay safe, comfortable, and independent at home.
💡 In this episode, we cover:
- The real financial comparison between home modifications and assisted living
- How accessibility remodels can extend independence
- What seniors and families should consider before making housing decisions
- How to “take the medical out of medical equipment”
- Why education and choice matter in senior care
If you or a loved one is thinking about aging in place, this episode is packed with practical guidance and cost-saving insights.
📲 Connect with our Guest at:
https://harmonyhomemedical.com/
Erica Sell, ATP, CAPS, CSA
Founder & CEO
Now with two locations to serve you:
📍 7640 Clairemont Mesa Blvd
San Diego, CA 92111
📍 1929 W Vista Way Ste A
Vista, CA 92083
📞 858-560-8177
📠 858-560-8167
📌 Podcast Details
Company Name: One Trust Home Loans
Host: Matt Helton
Podcast Name: Serving Seniors Podcast
Podcast Description:
Welcome to the Serving Seniors Podcast, a beacon of guidance for those entering or navigating their golden years. Hosted by Matt Helton, this weekly show dives into the unique challenges and opportunities retirement brings. From financial planning and healthcare to housing decisions and aging in place, each episode delivers practical strategies designed to help seniors thrive.
Podcast URL: https://www.servingseniorspodcast.com/
Sponsor Name: One Trust Home Loans
Sponsor URL: https://onetrusthomeloans.com/
NMLS Numbers:
Matt Helton NMLS#178551
OneTrust Home Loans NMLS #46375
Licensing Information:
Loans Provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC NMLS #46375 (www.nmlsconsumeraccess.org); 3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807.
All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice.
By refinancing your existing loan, your total finance charges may be higher over the life of the loan. (Reference: 10 VAC 5-160-60 (F))
Contact Number:
(888) 488-3807
Address:
320 Seven Springs Way, Ste 250, Brentwood, TN 37027
Social Media Links:
- Facebook: https://www.facebook.com/MattsMortgageNews
- LinkedIn: https://www.linkedin.com/in/matt-helton-7b3bab6/
- YouTube: https://www.youtube.com/@servingseniorspodcast
⚠️ Disclaimer
The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.
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